Is this cash flow statement generator really free?

Yes. Our cash flow statement generator is 100% free to use. You can create unlimited statements and download PDF files without any cost or hidden fees.

Do I need to create an account or sign up?

No account is required. Everything runs directly in your browser. Your company information is saved locally using your browser's storage for convenience on future visits.

Is my financial data private and secure?

Yes. All calculations and PDF generation happen entirely in your browser. We do not store or transmit your cash flow figures to any server.

What are operating, investing, and financing activities?

Operating activities cover day-to-day cash from running the business, such as customer payments and supplier costs. Investing activities cover cash used for or received from buying and selling assets like equipment. Financing activities cover cash from loans, owner contributions, or debt repayment.

Can I use this for a loan application?

Yes. The generated PDF is a clean, professional cash flow statement suitable for lenders and your own records. It is not a substitute for a CPA-certified or audited statement if one is specifically required.

Free Cash Flow Statement Generator | Printable PDF Statement Maker

Our free cash flow statement generator helps small businesses and freelancers create an accurate, professional statement of cash flows in minutes. Add cash movements across operating, investing, and financing activities, and instantly see your net change in cash and ending balance — then download a polished PDF ready for lenders or your own records.

📅 Reporting Period

Period start date

Period end date

Beginning cash balance ($)

Operating Activities Day-to-day

Description	Type	Amount ($)

Investing Activities Assets

Description	Type	Amount ($)

Financing Activities Loans & Equity

Description	Type	Amount ($)

Cash Flow Summary

Net Cash — Operating$0.00

Net Cash — Investing$0.00

Net Cash — Financing$0.00

Net Increase / Decrease in Cash$0.00

+ Beginning Cash Balance$0.00

Ending Cash Balance $0.00

All values update automatically as you type

Ready to download your cash flow statement?

Enter your details below, then generate a professional PDF instantly.
Everything stays in your browser.

Your name *

Your email *

Prepared for (optional)

PDF includes your branding, full activity breakdown & ending cash balance.

⚡

Instant Live Calculations

Net cash flow and ending balance update automatically as you type.

🔒

100% Private & Secure

Everything runs in your browser. Your financial figures never touch a server.

📄

Professional PDF Export

Download a clean, branded, printable cash flow statement ready to share.

🚫

No Signup Required

Start building your statement immediately. No account or payment needed.

How Our Cash Flow Statement Generator Works

Enter Your Business Details

Add your business name, address, phone, and email. This information is saved locally and appears on every PDF.

Add Your Cash Movements

List cash inflows and outflows across operating, investing, and financing activities.

Review Your Summary

See your net cash flow by category and your ending cash balance update live.

Generate & Download PDF

Enter your name and email, then download a professional, branded PDF cash flow statement.

Free Cash Flow Statement Generator